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Hale Aloha O Hilo Habitat For Humanity
Thanks for Your Interest!
Welcome to the Hale Aloha O Hilo Habitat for Humanity, Inc. home application process.  
We currently accept applications about once every 12-18 months, once we have completed the homes that we are working on now.  It's important to honor our commitment to our current families before we start working with new partner families.  One way that you can help speed the process along so that the application process can be opened sooner is by volunteering for construction, since this helps us build our homes faster.  It's also a great way to meet people and learn more about the partner family process.  For more information, please see our construction calendar.
How the Process Works
If your present housing is inadequate and you cannot get adequate housing, we'd like to talk with you.  Lack of adequate housing may include problems with the present structure; water, electrical or sewage service systems or failure to meet city property maintenance standards.  We also consider the number, ages, and genders of children compared to the number of bedrooms in your present home.
Income is another important selection criteria.  The percentage of your monthly income that you currently spend on housing is part of how we determine need.  Gather your data and be prepared to openly and fully discuss your financial situation with Habitat so that we can get the full picture of your situation.  Generally, you and your family will be considered if your annual total income is between 30-60% of the median family income for Hawaii County, as established by the U.S. Department of Housing & Urban Development (HUD).

FY 2016 HUD (U.S. Dept. of Housing & Urban Development) Guidelines for Hawaii County
Family Size 30% Median 60% Median
1 person $14,650 $29,280
3 people $18,850 $37,620
5 people $22,600 $45,120
7 people $25,950 $51,840

Unlike some Habitat affiliates, Hale Aloha O Hilo Habitat for Humanity does not require you to own your own land.  We are happy to work with you whatever your situation is, whether you own your own land, are eligible for Hawaiian Homelands, own another leasehold property, or do not own land at all.
If you would like to learn more about homeownership, call us at (808) 935-6677 or complete the online interest form and we will contact you before our next application workshop takes place.

Hale Aloha O Hilo Habitat for Humanity is seeking applicants for the Rural Housing
Preservation Program.  0% interest loans are available to repair dilapidated homes.  
Applicant must live in a rural area (everything outside of Hilo), have clear title, have owned and occupied the home for at least one year before applying, have acceptable credit, have income and assets not exceeding Program guidelines and qualify to repay the no-interest loan over 20 years.  Applicants must also have sufficient equity in the property to cover the cost of  repairs.
Homes must be in need of repairs, be overcrowded (as defined by HUD) or in need of
accessibility improvements for a handicapped family member.   Projects typically correct leaky
roofs, leaky plumbing, foundation and electrical hazards, wood-rot and insect damage.  Faults in catchment systems are also eligible repairs.  
Repairs are performed by a licensed general contractor hired by the homeowner.  
Loan is secured by a mortgage and promissory note with 20 years to repay.
Program is funded by federal USDA Rural Development and Habitat community
Contact: Mary Finley 808-967-7230
supporters.  Housing Preservation Program is an equal opportunity program.  Discrimination on the basis of race, color, religion, ancestry/national origin, sex, physical or mental disability, marital status, age or HIV infection is prohibited by federal law and International Habitat for Humanity policy.  
Funding is limited.  
Please call Mary Finley at 967-7230 for further information.    

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